About Frances Harvey
Frances is our Farm Business Planning Officer based in Toowoomba. She supports all primary producers throughout Southern Queensland.
With over 12 years of experience working as a Rural Financial Counsellor, Frances brings a wealth of experience and knowledge. Having supported a broad range of primary producers across Southern Queensland, as well as NSW Northern Region, Frances has the experience and financial know-how to achieve measurable improvements in farm business finances.
She has assisted many primary producers to get their finances back under control, including helping them understand their farm business’s financial position, undertaking cash flow analysis, identifying refinancing options together with negotiating with their financial institution or other creditors.
In addition to being a Rural Financial Counsellor, Frances has worked in a range of other finance-related job roles. This has included bookkeeping and financial management roles, as well as assessing and managing concessional loans at the NSW Rural Assistance Authority and QRIDA.
Passionate about keeping regional areas strong and sustainable, Frances is keen to assist primary producers improve their business planning skills by helping them put thought to paper or fine tune an existing business plan.
Frances believes it’s beneficial for primary producers to be ahead of the curve by having a comprehensive business plan available for stakeholders such as bankers, funding/grant bodies or suppliers. It could be that all important point of difference in achieving positive outcomes.
Frances holds a Diploma of Community Services (Financial Counselling). She works with other Farm Business Planning Specialists located throughout Southern Queensland.

Contact Frances
Get in touch with Frances for free planning to improve the resilience of your farm business
Request an appointment
To request an appointment with Frances, please fill out your details below. We will be in touch to confirm your appointment as soon as possible.
Farm Business Resilience Planning
This program is jointly funded through Australian Government’s Future Drought Fund and the Queensland Government’s Drought and Climate Adaptation Program.


Rural Financial Counselling Service (RFCS) Southern Queensland
The RFCS Southern Queensland offers free, impartial and confidential financial counselling to primary producers in Southern Queensland.
Other pages you might like
Find out about our free resilience planning service.
Check out our team of Farm Business Planning Specialists.
Get in touch if you have an enquiry about Farm Business Resilience Planning.

Rural Solutions Queensland
Funded by the Australian Government and Queensland Government
Registered charity
We support diversity and the equal inclusion of all persons, regardless of any identity markers. We acknowledge Traditional Owners of Country and pay our respects to Aboriginal and Torres Strait Islander cultures.





